Property Price

HK$

Loan %

HK$

Mort. Insurance
info

Single non-financed HK$12,636

Single financed $57 , in total HK$12,636

No need to apply

Term

Year

Interest Rate

Advance Calc. - Affordability Calc.

Other Monthly Payment

HK$

Monthly Income

HK$

Calculate

Advance Calc. - Step-up Interest Calc.

Range

Inc

Listing Table

Total Expense HK$1,047,715

Monthly Payment
$2,684

Down Payment

$65,000

Total Loan

$597,636

Total int. paid

$368,479

Stamp Duty

$100

Other

$16,500

Budget of property purchase

HK$81,600

Base on DTI ratio

$5,367

Budget of property purchase

HK$81,600

Down Payment

$65,000
Stamp Duty

$100
- AVD
  
  $100
Legal fee

$ 10,000
Agency Commission

$6,500
Mort. Insurance

$12,636

Min. Monthly Income Requirement

Base on DTI ratio

$5,367

Repayment Schedule Clear

Disclaimer

This calculator is only applicable to the first residential property for personal use, with primary income derived from Hong Kong, and without other mortgages or guaranteed mortgages. The property purchased is intended for self-occupation. The above calculation results are for reference purposes only; we do not guarantee or make any representations regarding the accuracy, completeness, and/or suitability for any particular purpose of such information. For detailed calculations, please refer to the latest announcements/approvals from the Hong Kong Monetary Authority, mortgage companies, the Inland Revenue Department, and financial institutions. The information provided herein is solely for simulation purposes. The implied value data on this webpage are hypothetical and not applicable to individual circumstances. Please consult a relevant financial advisor before using and relying on such data. The data results on this webpage are for simulation reference only, and their accuracy is not guaranteed.

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Interest Rate	15Year	20Year	25Year	30Year
1.000	$3,577	$2,748	$2,252	$1,922
1.500	$3,710	$2,884	$2,390	$2,063
2.000	$3,846	$3,023	$2,533	$2,209
2.500	$3,985	$3,167	$2,681	$2,361
3.000	$4,127	$3,314	$2,834	$2,520
3.500	$4,272	$3,466	$2,992	$2,684
4.000	$4,421	$3,622	$3,155	$2,853
4.500	$4,572	$3,781	$3,322	$3,028
5.000	$4,726	$3,944	$3,494	$3,208
5.500	$4,883	$4,111	$3,670	$3,393
6.000	$5,043	$4,282	$3,851	$3,583

Monthly Payment$2,684

Term

30Year

Loan amount

$597,636

Total int. paid

$368,479

Total Loan and Interest

$966,115

第1年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
1	$1,743	$941	$2,684	$596,695
2	$1,740	$943	$2,684	$595,752
3	$1,738	$946	$2,684	$594,806
4	$1,735	$949	$2,684	$593,857
5	$1,732	$952	$2,684	$592,906
6	$1,729	$954	$2,684	$591,951
7	$1,727	$957	$2,684	$590,994
8	$1,724	$960	$2,684	$590,034
9	$1,721	$963	$2,684	$589,072
10	$1,718	$966	$2,684	$588,106
11	$1,715	$968	$2,684	$587,138
12	$1,712	$971	$2,684	$586,167

第1年供款共

$32,204

第1年利息

$20,734

第1年共還本金

$11,469

第2年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
13	$1,710	$974	$2,684	$585,193
14	$1,707	$977	$2,684	$584,216
15	$1,704	$980	$2,684	$583,236
16	$1,701	$983	$2,684	$582,254
17	$1,698	$985	$2,684	$581,268
18	$1,695	$988	$2,684	$580,280
19	$1,692	$991	$2,684	$579,289
20	$1,690	$994	$2,684	$578,295
21	$1,687	$997	$2,684	$577,298
22	$1,684	$1,000	$2,684	$576,298
23	$1,681	$1,003	$2,684	$575,295
24	$1,678	$1,006	$2,684	$574,289

第2年供款共

$32,204

第2年利息

$20,327

第2年共還本金

$11,877

第3年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
25	$1,675	$1,009	$2,684	$573,281
26	$1,672	$1,012	$2,684	$572,269
27	$1,669	$1,015	$2,684	$571,255
28	$1,666	$1,017	$2,684	$570,237
29	$1,663	$1,020	$2,684	$569,217
30	$1,660	$1,023	$2,684	$568,193
31	$1,657	$1,026	$2,684	$567,167
32	$1,654	$1,029	$2,684	$566,137
33	$1,651	$1,032	$2,684	$565,105
34	$1,648	$1,035	$2,684	$564,069
35	$1,645	$1,038	$2,684	$563,031
36	$1,642	$1,041	$2,684	$561,989

第3年供款共

$32,204

第3年利息

$19,904

第3年共還本金

$12,300

第4年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
37	$1,639	$1,045	$2,684	$560,945
38	$1,636	$1,048	$2,684	$559,897
39	$1,633	$1,051	$2,684	$558,847
40	$1,630	$1,054	$2,684	$557,793
41	$1,627	$1,057	$2,684	$556,736
42	$1,624	$1,060	$2,684	$555,677
43	$1,621	$1,063	$2,684	$554,614
44	$1,618	$1,066	$2,684	$553,548
45	$1,615	$1,069	$2,684	$552,478
46	$1,611	$1,072	$2,684	$551,406
47	$1,608	$1,075	$2,684	$550,331
48	$1,605	$1,079	$2,684	$549,252

第4年供款共

$32,204

第4年利息

$19,467

第4年共還本金

$12,737

第5年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
49	$1,602	$1,082	$2,684	$548,171
50	$1,599	$1,085	$2,684	$547,086
51	$1,596	$1,088	$2,684	$545,998
52	$1,592	$1,091	$2,684	$544,907
53	$1,589	$1,094	$2,684	$543,812
54	$1,586	$1,098	$2,684	$542,715
55	$1,583	$1,101	$2,684	$541,614
56	$1,580	$1,104	$2,684	$540,510
57	$1,576	$1,107	$2,684	$539,403
58	$1,573	$1,110	$2,684	$538,293
59	$1,570	$1,114	$2,684	$537,179
60	$1,567	$1,117	$2,684	$536,062

第5年供款共

$32,204

第5年利息

$19,014

第5年共還本金

$13,190

第6年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
61	$1,564	$1,120	$2,684	$534,942
62	$1,560	$1,123	$2,684	$533,818
63	$1,557	$1,127	$2,684	$532,692
64	$1,554	$1,130	$2,684	$531,562
65	$1,550	$1,133	$2,684	$530,429
66	$1,547	$1,137	$2,684	$529,292
67	$1,544	$1,140	$2,684	$528,152
68	$1,540	$1,143	$2,684	$527,009
69	$1,537	$1,147	$2,684	$525,862
70	$1,534	$1,150	$2,684	$524,712
71	$1,530	$1,153	$2,684	$523,559
72	$1,527	$1,157	$2,684	$522,403

第6年供款共

$32,204

第6年利息

$18,544

第6年共還本金

$13,659

第7年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
73	$1,524	$1,160	$2,684	$521,243
74	$1,520	$1,163	$2,684	$520,079
75	$1,517	$1,167	$2,684	$518,913
76	$1,513	$1,170	$2,684	$517,742
77	$1,510	$1,174	$2,684	$516,569
78	$1,507	$1,177	$2,684	$515,392
79	$1,503	$1,180	$2,684	$514,211
80	$1,500	$1,184	$2,684	$513,027
81	$1,496	$1,187	$2,684	$511,840
82	$1,493	$1,191	$2,684	$510,649
83	$1,489	$1,194	$2,684	$509,455
84	$1,486	$1,198	$2,684	$508,257

第7年供款共

$32,204

第7年利息

$18,059

第7年共還本金

$14,145

第8年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
85	$1,482	$1,201	$2,684	$507,056
86	$1,479	$1,205	$2,684	$505,851
87	$1,475	$1,208	$2,684	$504,643
88	$1,472	$1,212	$2,684	$503,431
89	$1,468	$1,215	$2,684	$502,216
90	$1,465	$1,219	$2,684	$500,997
91	$1,461	$1,222	$2,684	$499,775
92	$1,458	$1,226	$2,684	$498,549
93	$1,454	$1,230	$2,684	$497,319
94	$1,451	$1,233	$2,684	$496,086
95	$1,447	$1,237	$2,684	$494,849
96	$1,443	$1,240	$2,684	$493,609

第8年供款共

$32,204

第8年利息

$17,556

第8年共還本金

$14,648

第9年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
97	$1,440	$1,244	$2,684	$492,365
98	$1,436	$1,248	$2,684	$491,118
99	$1,432	$1,251	$2,684	$489,866
100	$1,429	$1,255	$2,684	$488,611
101	$1,425	$1,259	$2,684	$487,353
102	$1,421	$1,262	$2,684	$486,091
103	$1,418	$1,266	$2,684	$484,825
104	$1,414	$1,270	$2,684	$483,555
105	$1,410	$1,273	$2,684	$482,282
106	$1,407	$1,277	$2,684	$481,005
107	$1,403	$1,281	$2,684	$479,724
108	$1,399	$1,284	$2,684	$478,440

第9年供款共

$32,204

第9年利息

$17,035

第9年共還本金

$15,169

第10年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
109	$1,395	$1,288	$2,684	$477,152
110	$1,392	$1,292	$2,684	$475,860
111	$1,388	$1,296	$2,684	$474,564
112	$1,384	$1,300	$2,684	$473,264
113	$1,380	$1,303	$2,684	$471,961
114	$1,377	$1,307	$2,684	$470,654
115	$1,373	$1,311	$2,684	$469,343
116	$1,369	$1,315	$2,684	$468,028
117	$1,365	$1,319	$2,684	$466,710
118	$1,361	$1,322	$2,684	$465,387
119	$1,357	$1,326	$2,684	$464,061
120	$1,354	$1,330	$2,684	$462,731

第10年供款共

$32,204

第10年利息

$16,495

第10年共還本金

$15,709

第11年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
121	$1,350	$1,334	$2,684	$461,397
122	$1,346	$1,338	$2,684	$460,059
123	$1,342	$1,342	$2,684	$458,717
124	$1,338	$1,346	$2,684	$457,371
125	$1,334	$1,350	$2,684	$456,022
126	$1,330	$1,354	$2,684	$454,668
127	$1,326	$1,358	$2,684	$453,311
128	$1,322	$1,361	$2,684	$451,949
129	$1,318	$1,365	$2,684	$450,584
130	$1,314	$1,369	$2,684	$449,214
131	$1,310	$1,373	$2,684	$447,841
132	$1,306	$1,377	$2,684	$446,463

第11年供款共

$32,204

第11年利息

$15,936

第11年共還本金

$16,268

第12年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
133	$1,302	$1,381	$2,684	$445,082
134	$1,298	$1,385	$2,684	$443,696
135	$1,294	$1,390	$2,684	$442,307
136	$1,290	$1,394	$2,684	$440,913
137	$1,286	$1,398	$2,684	$439,516
138	$1,282	$1,402	$2,684	$438,114
139	$1,278	$1,406	$2,684	$436,708
140	$1,274	$1,410	$2,684	$435,298
141	$1,270	$1,414	$2,684	$433,884
142	$1,265	$1,418	$2,684	$432,466
143	$1,261	$1,422	$2,684	$431,044
144	$1,257	$1,426	$2,684	$429,617

第12年供款共

$32,204

第12年利息

$15,358

第12年共還本金

$16,846

第13年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
145	$1,253	$1,431	$2,684	$428,187
146	$1,249	$1,435	$2,684	$426,752
147	$1,245	$1,439	$2,684	$425,313
148	$1,240	$1,443	$2,684	$423,870
149	$1,236	$1,447	$2,684	$422,422
150	$1,232	$1,452	$2,684	$420,971
151	$1,228	$1,456	$2,684	$419,515
152	$1,224	$1,460	$2,684	$418,055
153	$1,219	$1,464	$2,684	$416,591
154	$1,215	$1,469	$2,684	$415,122
155	$1,211	$1,473	$2,684	$413,649
156	$1,206	$1,477	$2,684	$412,172

第13年供款共

$32,204

第13年利息

$14,759

第13年共還本金

$17,445

第14年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
157	$1,202	$1,481	$2,684	$410,690
158	$1,198	$1,486	$2,684	$409,205
159	$1,194	$1,490	$2,684	$407,714
160	$1,189	$1,494	$2,684	$406,220
161	$1,185	$1,499	$2,684	$404,721
162	$1,180	$1,503	$2,684	$403,218
163	$1,176	$1,508	$2,684	$401,710
164	$1,172	$1,512	$2,684	$400,198
165	$1,167	$1,516	$2,684	$398,682
166	$1,163	$1,521	$2,684	$397,161
167	$1,158	$1,525	$2,684	$395,636
168	$1,154	$1,530	$2,684	$394,106

第14年供款共

$32,204

第14年利息

$14,138

第14年共還本金

$18,066

第15年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
169	$1,149	$1,534	$2,684	$392,572
170	$1,145	$1,539	$2,684	$391,033
171	$1,141	$1,543	$2,684	$389,490
172	$1,136	$1,548	$2,684	$387,942
173	$1,131	$1,552	$2,684	$386,390
174	$1,127	$1,557	$2,684	$384,834
175	$1,122	$1,561	$2,684	$383,272
176	$1,118	$1,566	$2,684	$381,707
177	$1,113	$1,570	$2,684	$380,136
178	$1,109	$1,575	$2,684	$378,561
179	$1,104	$1,580	$2,684	$376,982
180	$1,100	$1,584	$2,684	$375,398

第15年供款共

$32,204

第15年利息

$13,495

第15年共還本金

$18,708

第16年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
181	$1,095	$1,589	$2,684	$373,809
182	$1,090	$1,593	$2,684	$372,216
183	$1,086	$1,598	$2,684	$370,618
184	$1,081	$1,603	$2,684	$369,015
185	$1,076	$1,607	$2,684	$367,408
186	$1,072	$1,612	$2,684	$365,795
187	$1,067	$1,617	$2,684	$364,179
188	$1,062	$1,621	$2,684	$362,557
189	$1,057	$1,626	$2,684	$360,931
190	$1,053	$1,631	$2,684	$359,300
191	$1,048	$1,636	$2,684	$357,664
192	$1,043	$1,640	$2,684	$356,024

第16年供款共

$32,204

第16年利息

$12,830

第16年共還本金

$19,374

第17年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
193	$1,038	$1,645	$2,684	$354,379
194	$1,034	$1,650	$2,684	$352,729
195	$1,029	$1,655	$2,684	$351,074
196	$1,024	$1,660	$2,684	$349,414
197	$1,019	$1,665	$2,684	$347,750
198	$1,014	$1,669	$2,684	$346,080
199	$1,009	$1,674	$2,684	$344,406
200	$1,005	$1,679	$2,684	$342,727
201	$1,000	$1,684	$2,684	$341,043
202	$995	$1,689	$2,684	$339,354
203	$990	$1,694	$2,684	$337,660
204	$985	$1,699	$2,684	$335,961

第17年供款共

$32,204

第17年利息

$12,141

第17年共還本金

$20,063

第18年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
205	$980	$1,704	$2,684	$334,257
206	$975	$1,709	$2,684	$332,549
207	$970	$1,714	$2,684	$330,835
208	$965	$1,719	$2,684	$329,116
209	$960	$1,724	$2,684	$327,393
210	$955	$1,729	$2,684	$325,664
211	$950	$1,734	$2,684	$323,930
212	$945	$1,739	$2,684	$322,191
213	$940	$1,744	$2,684	$320,447
214	$935	$1,749	$2,684	$318,698
215	$930	$1,754	$2,684	$316,944
216	$924	$1,759	$2,684	$315,185

第18年供款共

$32,204

第18年利息

$11,427

第18年共還本金

$20,776

第19年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
217	$919	$1,764	$2,684	$313,420
218	$914	$1,770	$2,684	$311,651
219	$909	$1,775	$2,684	$309,876
220	$904	$1,780	$2,684	$308,096
221	$899	$1,785	$2,684	$306,311
222	$893	$1,790	$2,684	$304,521
223	$888	$1,795	$2,684	$302,726
224	$883	$1,801	$2,684	$300,925
225	$878	$1,806	$2,684	$299,119
226	$872	$1,811	$2,684	$297,308
227	$867	$1,817	$2,684	$295,491
228	$862	$1,822	$2,684	$293,669

第19年供款共

$32,204

第19年利息

$10,689

第19年共還本金

$21,515

第20年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
229	$857	$1,827	$2,684	$291,842
230	$851	$1,832	$2,684	$290,010
231	$846	$1,838	$2,684	$288,172
232	$841	$1,843	$2,684	$286,329
233	$835	$1,849	$2,684	$284,480
234	$830	$1,854	$2,684	$282,627
235	$824	$1,859	$2,684	$280,767
236	$819	$1,865	$2,684	$278,902
237	$813	$1,870	$2,684	$277,032
238	$808	$1,876	$2,684	$275,157
239	$803	$1,881	$2,684	$273,276
240	$797	$1,887	$2,684	$271,389

第20年供款共

$32,204

第20年利息

$9,923

第20年共還本金

$22,281

第21年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
241	$792	$1,892	$2,684	$269,497
242	$786	$1,898	$2,684	$267,599
243	$780	$1,903	$2,684	$265,696
244	$775	$1,909	$2,684	$263,787
245	$769	$1,914	$2,684	$261,873
246	$764	$1,920	$2,684	$259,953
247	$758	$1,925	$2,684	$258,028
248	$753	$1,931	$2,684	$256,097
249	$747	$1,937	$2,684	$254,160
250	$741	$1,942	$2,684	$252,218
251	$736	$1,948	$2,684	$250,270
252	$730	$1,954	$2,684	$248,316

第21年供款共

$32,204

第21年利息

$9,131

第21年共還本金

$23,073

第22年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
253	$724	$1,959	$2,684	$246,356
254	$719	$1,965	$2,684	$244,391
255	$713	$1,971	$2,684	$242,421
256	$707	$1,977	$2,684	$240,444
257	$701	$1,982	$2,684	$238,462
258	$696	$1,988	$2,684	$236,473
259	$690	$1,994	$2,684	$234,480
260	$684	$2,000	$2,684	$232,480
261	$678	$2,006	$2,684	$230,474
262	$672	$2,011	$2,684	$228,463
263	$666	$2,017	$2,684	$226,445
264	$660	$2,023	$2,684	$224,422

第22年供款共

$32,204

第22年利息

$8,310

第22年共還本金

$23,894

第23年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
265	$655	$2,029	$2,684	$222,393
266	$649	$2,035	$2,684	$220,358
267	$643	$2,041	$2,684	$218,317
268	$637	$2,047	$2,684	$216,270
269	$631	$2,053	$2,684	$214,217
270	$625	$2,059	$2,684	$212,159
271	$619	$2,065	$2,684	$210,094
272	$613	$2,071	$2,684	$208,023
273	$607	$2,077	$2,684	$205,946
274	$601	$2,083	$2,684	$203,863
275	$595	$2,089	$2,684	$201,774
276	$589	$2,095	$2,684	$199,679

第23年供款共

$32,204

第23年利息

$7,460

第23年共還本金

$24,743

第24年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
277	$582	$2,101	$2,684	$197,578
278	$576	$2,107	$2,684	$195,470
279	$570	$2,114	$2,684	$193,357
280	$564	$2,120	$2,684	$191,237
281	$558	$2,126	$2,684	$189,111
282	$552	$2,132	$2,684	$186,979
283	$545	$2,138	$2,684	$184,841
284	$539	$2,145	$2,684	$182,696
285	$533	$2,151	$2,684	$180,545
286	$527	$2,157	$2,684	$178,388
287	$520	$2,163	$2,684	$176,225
288	$514	$2,170	$2,684	$174,055

第24年供款共

$32,204

第24年利息

$6,580

第24年共還本金

$25,624

第25年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
289	$508	$2,176	$2,684	$171,879
290	$501	$2,182	$2,684	$169,697
291	$495	$2,189	$2,684	$167,508
292	$489	$2,195	$2,684	$165,313
293	$482	$2,201	$2,684	$163,112
294	$476	$2,208	$2,684	$160,904
295	$469	$2,214	$2,684	$158,689
296	$463	$2,221	$2,684	$156,469
297	$456	$2,227	$2,684	$154,241
298	$450	$2,234	$2,684	$152,007
299	$443	$2,240	$2,684	$149,767
300	$437	$2,247	$2,684	$147,520

第25年供款共

$32,204

第25年利息

$5,669

第25年共還本金

$26,535

第26年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
301	$430	$2,253	$2,684	$145,267
302	$424	$2,260	$2,684	$143,007
303	$417	$2,267	$2,684	$140,740
304	$410	$2,273	$2,684	$138,467
305	$404	$2,280	$2,684	$136,188
306	$397	$2,286	$2,684	$133,901
307	$391	$2,293	$2,684	$131,608
308	$384	$2,300	$2,684	$129,308
309	$377	$2,307	$2,684	$127,002
310	$370	$2,313	$2,684	$124,688
311	$364	$2,320	$2,684	$122,368
312	$357	$2,327	$2,684	$120,042

第26年供款共

$32,204

第26年利息

$4,725

第26年共還本金

$27,479

第27年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
313	$350	$2,334	$2,684	$117,708
314	$343	$2,340	$2,684	$115,368
315	$336	$2,347	$2,684	$113,021
316	$330	$2,354	$2,684	$110,667
317	$323	$2,361	$2,684	$108,306
318	$316	$2,368	$2,684	$105,938
319	$309	$2,375	$2,684	$103,563
320	$302	$2,382	$2,684	$101,182
321	$295	$2,389	$2,684	$98,793
322	$288	$2,396	$2,684	$96,398
323	$281	$2,402	$2,684	$93,995
324	$274	$2,409	$2,684	$91,586

第27年供款共

$32,204

第27年利息

$3,748

第27年共還本金

$28,456

第28年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
325	$267	$2,417	$2,684	$89,169
326	$260	$2,424	$2,684	$86,746
327	$253	$2,431	$2,684	$84,315
328	$246	$2,438	$2,684	$81,877
329	$239	$2,445	$2,684	$79,432
330	$232	$2,452	$2,684	$76,980
331	$225	$2,459	$2,684	$74,521
332	$217	$2,466	$2,684	$72,055
333	$210	$2,473	$2,684	$69,582
334	$203	$2,481	$2,684	$67,101
335	$196	$2,488	$2,684	$64,613
336	$188	$2,495	$2,684	$62,118

第28年供款共

$32,204

第28年利息

$2,736

第28年共還本金

$29,468

第29年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
337	$181	$2,502	$2,684	$59,615
338	$174	$2,510	$2,684	$57,105
339	$167	$2,517	$2,684	$54,588
340	$159	$2,524	$2,684	$52,064
341	$152	$2,532	$2,684	$49,532
342	$144	$2,539	$2,684	$46,993
343	$137	$2,547	$2,684	$44,446
344	$130	$2,554	$2,684	$41,892
345	$122	$2,561	$2,684	$39,331
346	$115	$2,569	$2,684	$36,762
347	$107	$2,576	$2,684	$34,185
348	$100	$2,584	$2,684	$31,602

第29年供款共

$32,204

第29年利息

$1,688

第29年共還本金

$30,516

第30年

Term #	Interest Payment	Principal Repayment	Instalment	Outstanding Balance
349	$92	$2,591	$2,684	$29,010
350	$85	$2,599	$2,684	$26,411
351	$77	$2,607	$2,684	$23,804
352	$69	$2,614	$2,684	$21,190
353	$62	$2,622	$2,684	$18,568
354	$54	$2,629	$2,684	$15,939
355	$46	$2,637	$2,684	$13,302
356	$39	$2,645	$2,684	$10,657
357	$31	$2,653	$2,684	$8,004
358	$23	$2,660	$2,684	$5,344
359	$16	$2,668	$2,684	$2,676
360	$8	$2,676	$2,684	$0